Help To Buy
How it works:
With a 5% deposit you can use the Help to Buy scheme to purchase your dream home. The Government will lend you up to 20% of the value of the chosen property through an equity loan which can be either repaid at any time, or on the sale of your home in the future.
This then means you only need to find a 75% mortgage with your self funded 5% deposit.
There is a maximum home value cap of £600,000.